info@ayani.nl              +31-623941133

Areas of Practice


Ayani brings deep practitioner experience in all current major areas of inclusive finance, including: credit, savings, formal banking, bank downscaling, financial infrastructure and policy, challenge funds, digital financial services, SME finance, agricultural and value chain finance, women’s financial inclusion, remittances, youth finance, housing finance and consumer protection.

Inclusive access to finance requires local knowledge and experiences. Ayani 's approach is based on involvement of local stakeholders in design, management and monitoring of solutions. We work with our clients to identify and adapt the latest innovations in the inclusive finance sector, and help them assess the solutions that will work effectively to achieve their goals.

We have built expertise in:

  • Agricultural value chain finance

  • Savings product development

  • Microfinance and SME banking product development

  • Product development for women entrepreneurs

  • Mobile and digital financial services

  • Remittances services for low income markets

  • Low-income housing finance including housing microfinance

  • Micro-insurance

  • MSME leasing

  • Access to finance and health, water and sanitation, energy and welfare solutions

  • Finance for displaced / returnees / youth

  • Microfinance in areas with high incidence of HIV/AIDS

  • Cash transfers (emergencies, orphans, etc.)


Ayani applies its technical expertise and delivers solutions in the following main areas of practice: