Areas of Practice
Ayani brings deep practitioner experience in all current major areas of inclusive finance, including: credit, savings, formal banking, bank downscaling, financial infrastructure and policy, challenge funds, digital financial services, SME finance, agricultural and value chain finance, women’s financial inclusion, remittances, youth finance, housing finance and consumer protection.
Inclusive access to finance requires local knowledge and experiences. Ayani 's approach is based on involvement of local stakeholders in design, management and monitoring of solutions. We work with our clients to identify and adapt the latest innovations in the inclusive finance sector, and help them assess the solutions that will work effectively to achieve their goals.
We have built expertise in:
Agricultural value chain finance
Savings product development
Microfinance and SME banking product development
Product development for women entrepreneurs
Mobile and digital financial services
Remittances services for low income markets
Low-income housing finance including housing microfinance
Access to finance and health, water and sanitation, energy and welfare solutions
Finance for displaced / returnees / youth
Microfinance in areas with high incidence of HIV/AIDS
Cash transfers (emergencies, orphans, etc.)
Ayani applies its technical expertise and delivers solutions in the following main areas of practice: