Practice areas

AYANI PRACTICE AREAS INCLUDE: 
Investments and Fund Related Services
Policy, Legislation and Regulation
Bank Downscaling 
Access to Finance 
Research and Evaluations 


1. INVESTMENTS AND FUND RELATED SERVICES

>> Fund Preparation and Structuring
- Structuring of funds (eg access to finance, renewable energy, social housing)
- Information Memorandum or PPM Preparation
- Fund Management (apex / regional, challenge fund / debt fund / equity fund)
- Apex fund restructuring
- Investment opportunities
- Responsible Finance

>> Facilitation of Transactions
- Identify deal pipelines
- Mergers and Acquisitions
- Sale of Portfolios
- Negotiate, document and complete transactions
- Investor readiness tools

>> Financial Institution Diagnostics
- Valuations of microfinance institutions
- Loan Portfolio Audit
- Financial institution due diligence / performance analysis
- Risk assessments (credit,operational, financial) and tool development
- Client Protection assessments (certified), Principles for Responsible Investment compliance, CSR Code of Conduct, Social Performance Management, Poverty assessments

2. POLICY, LEGISLATION AND REGULATION

>> Support to government and / or central banks
- MFI supervision & regulation
- Branchless banking regulation development
- Supporting policy dialogues
- MFI database and reporting
- Training, development of chart of accounts, indicators, etc.

>> Strategy and policy development
- Facilitating national inclusive finance strategy / policy drafting
- Support to Bankers Associations / Microfinance associations
- Credit referencing

3. BANK DOWNSCALING

>> Strategy
- Bank strategy for lower income markets (SME Banking, microfinance (subsidiary or direct), small holder farmers/fishing
- Risk management strategy
- Market research

>> SME Department Set-up or Strengthening
- Product development and sales strategy development and capacity building
- Credit policy, processes and procedures
- MIS
- Portfolio Due Diligence

4. ACCESS TO FINANCE

>> Inclusive financial sectors
- Financial sector / access to finance diagnostics
- Apex and challenge fund design
- Project management

>> Training Academy
- Human Resource Development/Competency Assessment/ Traning needs identification
- Delivery of ILO Making Microfinance Work
- Managing for Improved Performance, standard training modules in Accounting, Financial Analysis, Business Planning with Microfin, Delinquency Management, Information Systems for Microfinance Institutions, Product Development, Risk Management, Governance, Loan Portfolio Due Diligence, etc) in 4 languages.
- Delivery of tailored training modules the most popular being in Leadership, Branch Management, Customer Care, Sales
- ToTs course design & delivery

>> Resident Technical Advisor Placement Service
- Technical assistance needs identification
- Candidate selection, induction, training and placement
- On-the-job coaching and capacity building services
- Monitoring and reporting

>> MFI transformations
- Transformation feasibility / strategy
- Business process re-engineering / change management / product diversification
- Business planning and forecasts
- Accessing funding, including equity, debt and hybrid capital
- MIS system transitions and credit scoring tools

>> Product Development
- Savings product development
- Microfinance and SME Banking product development
- Agricultural value chain finance
- Product development for women entrepreneurs
- Remittances services for low income markets
- Low-income housing finance including Housing MicroFinance (HMF)
- Microinsurance
- MSME leasing
- Mobile phone and e-banking services
- Access to finance and health, water and sanitation, energy and welfare solutions

>> Disadvantaged and marginalized communities
- Rural finance and value chain finance
- Finance for displaced / returnees / youth
- Microfinance in areas with high incidence of HIV/AIDS
- Microfinance and clean water
- Microfinance and Poverty Grants
- Cash transfers (emergencies, orphans, etc)

5. RESEARCH AND EVALUATIONS

>> Independent evaluations
- Large, multiple country independent institutional and sector evaluations
- Research into areas of industry interest and journal publications

>> Impact assessments
- Project monitoring and evaluation, including assisting with impact monitoring over time
- Assessing program and MFI impact, including quantitative and qualitative proven methods

>> Research and Tool development
- Research on gender, financing private health sector, housing finance, property rights
- Developing tools for accreditation, divestment, disaster preparedness, youth finance, etc.